Need help sourcing car finance? The team at Ferntree Gully Hyundai can help you. We offer a range of flexible finance solutions to suit both individual and business needs. Hyundai finance provides you with an easy and reassuring way to drive away in your New or Used Hyundai sooner.
No matter who you are or which Hyundai you have your eye on, we have a range of finance options available, for both private and business use, at your local dealership. We’re making the overall buying process all the more convenient.
Looking to purchase a new or used Hyundai for personal use? Our consumer finance loans are a convenient and affordable way to purchase your new car.
A finance lease is a rental agreement where the vehicle is owned by the finance provider or lender, and then leased to the user for a set term. A finance lease allows the user to have full use of the vehicle and has a predetermined residual value.
Commercial Hire Purchase
A commercial hire purchase is another form of financing your motor vehicle, where you can obtain goods by hiring them over the repayment term. The transfer of title for the vehicle is completed when the finance provider receives the last rental.
For more information about Hyundai finance or to apply for one of the above options, please Contact a member of our friendly team.
What is Hyundai CarPlan®[H1]? It is one of our finance products that gives you increased flexibility every time you buy from us. The benefit is that at the end of your finance contract you can choose to pay any amounts owing on the contract to keep the car, trade it in for a newer Hyundai or return it and use the agreed Guaranteed Future Value that will meet any amount owing under the finance contract[H1]. It’s up to you!
What is a consumer loan? A consumer loan is an arrangement where Hyundai Finance® lends you the money to buy whichever new or pre-loved Hyundai you like. You then pay it off over the term and once the loan is repaid the car is all yours![H2]
Chattel Mortgage Loan.
What is a chattel mortgage loan? This is an attractive option when your vehicle will be used for business purposes at least 50% of the time. As a result, you may be able to claim tax deductions including depreciation.*
Why choose Hyundai Finance®?
The value of your Hyundai.
In most cases, the value of your Hyundai is all the security we need, to provide you with one of our finance solutions.
Choose your term.
Depending on the finance option best suited for your needs you may also be able to select the loan term from 2 years to 7 years. For Hyundai CarPlan®[H1] the contract term can be for 36 or 48 months only.
Contact us or come into a dealership to speak with one of our expert finance managers who’ll help you choose the best finance option for your needs.
All inclusive finance.
We may also be able to finance the upfront costs related to purchasing your vehicle, making the process that little bit simpler.
Flexible payment options.
Make the choice to pay fortnightly or monthly as best suits your needs as well as whether to make payment via EFT or direct debit.
Tailored repayment options.
Choose to pay a deposit upfront or opt to make a balloon payment at the end of your loan term – either will help reduce your regular repayments.
How Hyundai Finance® works.
Your car finance journey starts here – calculate your estimated repayments online[H3] and then reach out to one of our friendly finance managers so we can help you each step of the way.
Step 1: Calculate your estimated repayments online[H3].
Use our flexible loan calculator below to research what your loan repayment options may be.
Step 2: Get assistance[H2].
Our finance specialists are ready to answer all your questions. Come into a dealership or give us a call to continue your finance journey.
Step 3: Apply for the loan.
Agree on a finance solution, apply for the loan and (if approved) sign your contract and drive away in your new Hyundai vehicle.
Common finance questions.
We know that working out the best finance option can be hard work. So, to help you get you started, below are some commonly asked questions along with their general answers[H2].
What do I need to apply for finance?
When applying for Hyundai Finance please have the following documents ready to confirm your identity and so we can better understand your financial position. This all helps us to identify an appropriate finance option.
Current driver’s licence or proof of identity
Proof of income – 3 consecutive pay slips
If a homeowner, proof of ownership such as council rates notice or title
What happens at the end of my finance period?
This depends on the finance option you choose to go with. For most this will mean that you now own your car outright, for others it will mean that a range of options may be available. For example, this may be the opportunity to trade it in, return the vehicle and access the agreed Guaranteed Future Value[H1] to repay the loan balance or even upgrade to a new model on a new finance plan. Regardless, this will all be explained to you at the outset of the process so you know right from the start what to expect at the end.
What is the eligibility criteria for a Business Loan?
As finance for business is a little different to a personal loan there are some additional criteria you may need to be aware of to help process your request and to get the right solution for your business. Depending on the structure of your business, these additional criteria may include;
Proof of ABN and Business Registration.
BAS and bank statements
Business financials (depending on how long your business has been operating)
Your business manager will be able to advise you what information is required.